Our 30-Year Fixed Rates Are Low & Our Process is Quick & Painless

The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then adjustable-rate loans are usually cheaper.

We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 30-Year Fixed Rate Mortgage Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

The 30-Year Fixed Rate Mortgage Loan Process

Here’s how our home loan process works:

• Complete our simple 30-Year Fixed Rate Mortgage Qualifier
• Receive options based on your unique criteria and scenario
• Compare mortgage interest rates and terms
• Choose the offer that best fits your needs

Our Down Payment Assistance Can Help You Own Your Home

An FHA loan requires 3.5% down to close, and we can provide a grant covering the entire down payment to eligible borrowers. This assistance is available to a wide range of individuals regardless of income.
Add paragraph – We're here to help you achieve your dream of homeownership, and our team of dedicated experts will guide you through the process. Find out if you're eligible for down-payment assistance starting with our FREE Mortgage Qualifier.

We'll help you see the benefits of different loan programs, allowing you to choose the best option for yourself.

The Down Payment Assistance Qualification Process

• Complete our simple Mortgage Qualifier
• See if you qualify for down-payment assistance
• Compare our different loan products
• Choose the product that best fits your needs

Our Bank Statement Loan Product is Built for the Self-Employed

A Bank Statement Loan is built specifically for the self-employed. Using 3 months, 12 months, or 24 months deposits into either a business or personal bank account we can qualify you for a mortgage loan.
Add paragraph – We're here to help make the home loan process a whole lot easier, with our tools and expertise guiding you. Start here with our FREE Mortgage Qualifier.

We'll help you assess the difference between loan programs, allowing you to chose the right one for you.

The Bank Statement Loan Process

• Complete our Mortgage Loan Qualifier
• Receive different options based on your unique criteria (including methods to qualify without using tax returns)
• Compare options
• Choose the offer that best fits your needs

As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.

It is possible for anyone to qualify for our down-payment assistance program. If you've got stable income and good credit but have had difficulty coming up with down-payment funds, reach out to see if we can help.

• Fixed Rates
• Adjustable Rate Mortgage (ARM)
• Conforming Loans
• Jumbo & Super Jumbo Loans
• FHA, VA, & USDA Loans
• Terms from 5 to 30 Years